Salary Access
Give your team access to their earned wages whenever they need them — a financial wellbeing benefit that costs employers nothing to run.
Access earned wages, any time.
Known officially as the Employer Salary Access Scheme (ESAS), on-demand pay lets employees draw down a portion of the wages they’ve already earned before payday. Delivered through Income Group’s IGsend platform, it’s free for employees to use and a cost saving for employers.
One platform, multiple salary solutions.
IGsend from Income Group is a user-friendly platform that lets businesses make secure payments, access growth capital and offer employees on-demand pay — giving employees control of their finances and employers full visibility with minimal administration.
On-Demand Pay
Employees can transfer earned wages to a bank or easy-access savings account up to five times a month.
Employer Controls
Set the percentage of pay available (a recommended 30% of net), with reporting for each pay cycle.
Easy Access Savings
Save straight from earnings into a Griffin-backed account with a competitive interest rate of 2.28% AER.
Safe & Regulated
Income Group is FCA authorised and regulated (FRN 809483), holding funds in safeguarded accounts with Citi and Griffin.
Our approach
Financial wellbeing that pays off.
On-demand pay reduces financial stress, supports better budgeting and improves job satisfaction — helping employers see lower staff turnover and a more engaged workforce.
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Perks Direct is the trading name of Benefits Direct Ltd · Company No 12498610 · ICO Reg C1397758.
